Supplement vs Advantage

Medicare Supplements vs. Most Medicare Advantage Plans:

Concerns of Seniors:Medicare
Supplement
Medicare
Advantage
Restrictive Network of doctors and hospitalsNOYES
Co-Payments to ProvidersNO on Plan F or G.
Up to $20 on Plan N at Doctor
YES – Varying
Up to $6,700 yearly
Out of Pocket Costs
NOYES
Health Plan Decides What Test and Procedures
Are Approved For You
NOYES
Can Your Plan
Be Cancelled?
NO

Cannot be cancelled as long as premiums
are paid
YESPlans are approved yearly and can be dropped.
Ability to Travel the Country and Use Any Doctor or HospitalYESNO
Is Pre-Certification Required for some Treatments?NOYES

Penalties apply if pre-cert not done.
MD Anderson Cancer
Treatment Center Included?MAYO Clinic Included?
YESNO

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