Feeling lost? You are not alone.
People who are new to Medicare often have a hard time sorting things out in the beginning. There are all these parts and plans with similar letters, which makes it hard to figure out what is what.

The massive amount of mail that people new to Medicare receive certainly doesn’t help either!

new to medicare
Medicare planning can help you avoid penalties and get the most out of your benefits.

It is not unusual for a local client to bring in a whole bag of Medicare mail that he has received at home and ask for our help to identify which things should be kept or tossed out.

New to Medicare as Your Primary Insurance
Leaving employer coverage to transition to Medicare as your primary insurance can be overwhelming because it’s all new to you. Never fear though; it’s a painless process when you know the proper steps to take. You can find most of the information you need about Medicare planning right here on this website.

First you need to know that the only parts of Medicare you will enroll in via the Social Security office is your Original Medicare Parts A & B. All other Parts and supplemental coverage enrollments are done outside of that, through an insurance agent or agency.

Also, if you are already taking Social Security, the government will auto-enroll in both parts of Medicare. Otherwise, you must enroll yourself.

Here is an overview of the steps you will take to get the ball rolling:

Confirm you are eligible for Medicare
Read about Medicare costs so that you can be prepare for what you will pay
Apply for Medicare at your local Social Security office or online at their website
Receive and verify your red, white and blue Medicare ID card. Does it show you are enrolled in both Part A and Part B? You absolutely need Part B if Medicare will be your primary coverage.
Read about your coverage options: Medicare Advantage or Medicare supplemental insurance coverage
Learn about Part D and determine which drug plan best suits you
Get someone on your side by working with an insurance agency like us. Our help is free and we are always available for your questions.
Review your coverage annually to make sure you are getting the most appropriate insurance at the right price