MEDICARE PLANNING RESOURCE
Helping Your Parents With Medicare: A Family Checklist
Helping a parent navigate Medicare is easier when you organize the questions first and respect their preferences and privacy. You can support the process without taking over their decisions.
Start with permission and priorities
Ask your parent what they want help with. Clarify which family members may attend appointments or receive information, and ask about any required authorizations.
Gather non-sensitive planning details
Create a list of current coverage types, preferred doctors, hospitals, pharmacies, travel needs and questions about costs. Keep Medicare numbers and medical documents out of ordinary email.
Review coverage changes every year
Medicare Advantage and Part D benefits, provider networks, formularies and costs can change. Read the Annual Notice of Change and compare options during the appropriate enrollment window.
Look beyond premiums
Compare deductibles, copays, out-of-pocket limits, drug costs, provider access and coverage for travel. A low monthly premium alone does not tell the whole story.
Find help when you need it
Use Medicare.gov, 1-800-MEDICARE and your local SHIP for unbiased information. A licensed agent can discuss options they represent.
Official resources and next steps
Medicare.gov · 1-800-MEDICARE (1-800-633-4227)
Have questions about your Medicare options?
Contact Medicare Planning at (785) 979-9796 or complete the Medicare Needs Assessment.
Educational information only. Medicare eligibility, plan availability and enrollment rules depend on individual circumstances. Medicare Planning does not represent every plan available in every area.