Monthly Archives: April 2018

  • Medigap vs. Medicare Advantage

    Know the difference before you choose Original Medicare is the familiar program that’s been around since 1965. In original Medicare, the government pays Medicare’s share of your medical bills directly to doctors and hospitals. You can go to any doctor or hospital anywhere in the country that accepts Medicare reimbursement. That is nearly all of…
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  • What you need to know about Part D

    How to find the best Medicare drug plan If you do not have a Medicare Advantage plan that includes Part D drug coverage, you must sign up for it separately. When to sign up You should sign up for Medicare Part D at the same time that you enroll in Part B. Do not delay…
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  • Starting Medicare: What you need to know after 65

      It’s more complicated than just turning 65 Understanding Medicare’s different parts Medicare comes in four parts, each of which covers particular services or types of insurance. Virtually everybody who gets Medicare eventually enrolls in the first two parts, which have been around since the program started in 1966. Part A covers hospital inpatient care,…
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  • Ten advantages of Medicare Supplement plans

    Medicare Supplement plans help pay Medicare Part A and Part B costs Original Medicare, the health coverage you can get when you turn 65 or have a qualifying disability, consists of Medicare Part A and Part B. Part A provides hospital insurance, and Part B (medical insurance) covers doctor visits; preventive services like certain screenings…
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  • Shorter open enrollment is controversial

    The reason the open enrollment period was shortened for 2018 was to ensure that as many people as possible are enrolled in coverage for the full year. In the past, open enrollment continued throughout January (or even later, in the case of the initial open enrollment periods), which meant that people could sign up near…
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  • Special rule for loss of coverage

    If your health plan is terminated on December 31 for reasons other than non-payment of premium or fraud, you are eligible for a special enrollment period, as loss of coverage is a qualifying event. In order to take advantage of this provision, you’ll need to check the box on the application that says you’re enrolling…
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